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Mrs H and I have a will that, upon the death of the first one, the house goes into a trust with the trustees being the surviving partner and our son. That way, should the surviving partner need residential care and Social Services force the sale of the house to pay for it, half of the proceeds...

Wife and I have about £25k coming in (no mortgage) and we’re fine but we do dip into savings occasionally, max £3k(ish) a year, usually much less. We only run one normal car, have “modest” holidays (european package hols 2/3 times a year), go out for dinner or drinks about once a week. When I...

Good luck. I made a list like that for 2020.... Furthest I got was Tesco

Vilamoura you say.... I'm actually spending less on impulse buys now than I did when I was working; I only buy stuff I need (apart from still buying the odd penknife).

I went at 56 in 2019. Plan was for the Mrs to retire in Feb 2020 and we were going to travel a bit but covid knocked that on the head. We moved house instead and I've spent the last year converting the garage into a pub. The mortgage was paid off in 2017 when the mother in law passed away; we...