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  1. WATFORD zero

    [Misc] Retirement

    We have exactly this on our property for our two kids. Take advice, but it does exactly what we wanted :thumbsup:
  2. WATFORD zero

    [Misc] Retirement

    I always found that being in a hotel on your own after, if you're lucky, being 'entertained' for dinner when you're completely knackered and still trying to remain 'professional' wasn't very glamorous at all. When I was younger, if there were a couple of you (or even better a few) you could keep...
  3. WATFORD zero

    [Misc] Retirement

    Now I'm jealous. My knees mean a couple of times a week is my absolute limit (and after a tournament I need a week and a half to recover) :down:
  4. WATFORD zero

    [Misc] Retirement

    Clearly an optimist who has never had to deal with the Department for Work and Pensions :wink:
  5. WATFORD zero

    [Misc] Retirement

    Seeing this thread bouncing around, I realised it's now over 12 years since I retired. I actually thought I was lazier than I was and after a couple of years I started doing some part time stuff because I was getting bored. It was always my ambition to retire early but didn't work out like I...
  6. WATFORD zero

    [Misc] Retirement

    It's almost as if you're trying to reassure me that I'm not senile :wink:
  7. WATFORD zero

    [Misc] Retirement

    I agree with the principle as people are living far longer than when the first state pension was introduced in 1946, but I'm sure I saw statistics that said life expectancy had peaked and has gone down the last few years ? Or maybe it's just my age :wink:
  8. WATFORD zero

    [Misc] Retirement

    IIRC he did, and I don't think he had ever seen one of these in his life Helped keep you focused on the important stuff growing up :wink:
  9. WATFORD zero

    [Misc] Retirement

    Absolutely. I remember when I paid off my mortgage at 40ish one of my associates at a similar level at work was stunned. He still had a huge Mortgage and couldn't understand how his kids at Public school, Brand new very flash cars for him and his Mrs every two years and multiple Caribbean...
  10. WATFORD zero

    [Misc] Retirement

    I have about 70% high(ish) risk. I know that if I was more active (my IFA does tell me :blush:) I could get better returns but I'm afraid my investment strategy is similar to my football supporting one, sit tight and hope for the best. It's got me lower half premier, so not bad in both cases...
  11. WATFORD zero

    [Misc] Retirement

    I finished at 50 (11 years ago now). I immediately moved the majority of my pensions (some of which were final salary) out and manage them myself with an IFA. We still have a couple of final salary scheme ones that looked like they were worth keeping. One of the main reasons was so that Mrs Wz...
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