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She has got death in service..........

On average how much do you need to retire? I've read the average couple will be comfortable on £43k pa. Got no mortgage which obviously helps. I am planning to take out an Equity Release when my wife and my money runs out.

I'm going to talk to the bank but always good to get advice. Looking at trying to save about £750 pm (paid off mortgage) is it best to stick in an ISA or put in my pension? I've got a draw down pension but reluctant to pay too much tax pa. I'm 59 and wanting to go part time in two years or so...

Many thanks all for your advise, once my work situation is clearer I will sit down with my IFA. I wouldn't take out Equity Release until my cash starts running low but it's an option worth exploring. It's all a hard decision but with age I'm starting to hate work, it should be get easier with...

I'm sixty next year, my boss has just put the company up for sale so my working future looks a bit bleak. Hoping to get a bit of redundancy. Got a pension pot of about £200k, plus a small pension from Surrey County Council worth about £150 pm. Has anyone taken out an Equity Release? My wife I...